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When you’re thinking about your retirement savings, you may have wondered how you could pass your money on to second- and even third-generation beneficiaries. A stretch IRA could be the solution you need.

Title insurance comes in two common figures: Owner’s title insurance and lender’s title insurance. Owner’s title insurance is given for a one-time fee, when the property is purchased. Owner’s title insurance lasts as long as you or your heirs have ownership in the property. The reasoning behind the purchase of owner’s title insurance is that the owner will be protected should title issues arise, that may have not been looked at in the original title search. Under these policies, any future legal costs that might come up are covered.

Transferring property from one person to another is just the beginning of what real estate transactions involve. Taxes also need to be taken into account, on top of all the key players involved in the transaction like real estate agents, attorneys and the seller and buyer. If you’re a seller, for example, you will end up paying taxes on any kind of monetary gain you see as a result of selling your property for more than what you originally bought it for.